The minimum amount due is PHP500 (USD10) or 3% of total outstanding balance, whichever is higher.

Effective May 2, 2023, the Minimum Amount Due (MAD) for your credit card will be computed as follows:

The sum of the following items below or PHP500 (USD10), whichever is higher:

1. Interest for Installment Transactions
2. Transaction Fee (e.g., Cash Advance Fee, SimplyPay Fee, Quasi-cash fee)
3. Service Fee (e.g., Overlimit Fee, Account Maintenance Fee, ADA Fee)
4. Interest charge
5. Late Payment Fee
6. Total Amount Due less items 1-5, multiplied by the Minimum Pay Percentage of 3%